How can I check my credit rating before I apply for a mortgage
Everyone has a credit rating (also known as a Credit Score).
You can do the full process online although you may have to send certain documents to prove who you are.
If you find your credit score is lower than you expected you will be able to see why.
Remember credit agencies track all that they can but its possible they'll miss some things and, if you can prove they have got something wrong or absent, they will be more than happy to put things right.
I always strongly recommend buyers check out their own credit rating before they even start viewing properties. Mistakes made by credit agencies can be corrected but it takes time. Doing this after you have made an offer can cause delays and as Time Costs Deals this is one step you can take care of far in advance.
To find out more about the smart way to prepare for a property purchase pick up a copy of my ebook How to Really Buy a Property.