Every person has a credit rating which is a numerical score of how good they are at handling debt. It is based on how well a person has kept up to date paying back loans or honouring certain agreements (such as monthly payments on a mobile 'phone). Outside of this being on the electoral register also helps improve a credit rating.
Those who have rented or avoided debt often have poor ratings due to a lack of historical data.
You can access your credit rating via a number of agencies to check there are no errors on it and to ensure the details are up to date.
I'm Tim Hill, Author of How to Really Buy a Property. I'm a property buyer, seller, landlord, tenant and I've been an agent in hundreds of transactions. I own a property portfolio across Europe but that doesn't mean I think you should to!
This book is my collective knowledge and experience that I have gained working within the property market of England and Wales for over a decade. I've written it so that you can benefit from what I have learnt whether you are a first time buyer or a budding buy-to-let investor.
There are no gimmicks here and no get rich quick schemes - just practical no nonsense advice so you can buy the property you want at the best price with the least stress.
Download the Free Preview copy right now. I won't be asking for your email so I can bombard your inbox with 'special offers' and 'discounts' because I know most people who read the Free Preview buy the full copy. See for yourself!