Free Property Buyers Guide - How to Really Buy a Property
These chapters are extracts from the ebook How to Really Buy a Property.
Part I: To Buy or Not to Buy?
- Should I Buy or Rent?
- Should I Invest my Cash in Property?
- What is My Motivation to Buy?
- Should I Buy in a Falling Market?
- Where Should I Buy?
- What the Media Use to Predict Property Prices
- What is 'New' and What is 'News'
- What is Real and What is 'Human Interest'
- The Property Experts in Which we Trust
- So Who Can Make House Price Predictions?
- The Hidden Agenda for Making House Price Predictions
- UK House Price Predictions and the Regions
- The Current Trend in the National Property Market
- The rise of One Person Households
- Brexit and House Prices
- Covid 19 and House Prices
- Property Market Summary
- The Difference with Local Property Markets
- The Annual Property Cycle
- Variations in the Annual Property Cycle
- Modelling the Property Market
- The Property Market Innovates
- Averages Just Don't Work
- The Emotions in the Property Market
- Confidence and Capitalism
- Property Bubbles
- When the Figures Lose Their Meaning
- Why 'First Time Buyers' buy
- Why 'Second Time Buyers' buy
- Why People Trade Down
- Why Speculators or Developers Buy
- Why Buy to Let Investors Buy
- The Income Stream - Yield
- Killing the Yield and Making a Loss
- Capital Gain
- Buying off Plan
- Using an Investment Company
- Considering current housing stock
Part II: Preparing to Buy
- The Deposit for Buying a Property
- Buying Property on a New Development
- Buying Property Where You Don't Want to Live
- The Way Professionals Work with Estate Agents
- Being Prepared for Your Property Search
- Irrelevant Questions
- Agreements in Principle (AIPs) and Pre Arranged Mortgages (PAMs)
- What Do You Need Your Mortgage to do?
- Financial Advisers Who Charge
- Before You Start Viewing Properties
- How your lender can force you to pay for a second solicitor
- Big Firms and Little Firms
- The New Breed of Conveyancers
- No Sale, No Fee
- Fixed Fee
- Recommended by a Friend
- What will Happen to the Property Market?
- Am I in a Good Financial Position to Buy Property?
- Is the Property in a Flood Zone?
- Is There Planning Permission for This Property?
- How Much Did the Vendor Buy the Property for?
- How Far is the Nearest Park, Busy Road, Railway?
- What are the Schools in the Area Like?
- What is Crime Like in the Area
- How the System Works
- Making an Offer on a Property
- Listening to the Estate Agent
- How Much to Offer and When
- Choosing your Offer Level
- Clearly Defining You and the Offer
- Pitching an Offer for Negotiation
- Non-Refundable Deposits
Part III: From Offer to Exchange
- Why Buyers Trust the Wrong People
- The Advice of Family and Friends
- The Advice of the Solicitor
- The Advice of the Surveyor
- The Advice of the Estate Agent
- You, The Buyer in a Property Purchase
- Your Solicitor in the Property Buying Process
- The Vendor in the Property Buying Process
- Real and Perceived Power
- How the Balance of Power Changes
- Retentions in a Survey
- What is in the Survey
- Bulging Walls
- Trees, Maintenance and Other Issues
- Types of Surveyors
- Asking the Vendor to Carry Out Work
- What the Solicitor Needs to Find Out
- Indemnity Insurance
- Power of Attorney
- Fast Track Purchasing
- The Fee and its' Impact on the Sale Price
- Changing Agents