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What does 'Council of Mortgage Lenders' mean?

Council of Mortgage Lenders

Almost all banks and lenders that offer mortgages in the United Kingdom are members of the Council of Mortgage Lenders (CLM). This body acts to promote the interests of the industry but also carries out other work such as compiling the CLM Handbook used by solicitors when they are checking the paperwork on any given property.

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How to Really Buy a Property

Chapter 3: Making House Price Predictions
"... in this chapter Who makes house price predictions; What is the track record of RICS, the Nationwide, the Halifax, the Council of Mortgage Lenders, Hometrack, Capital Economics and many of the other 'experts' used by the media; Who can make accurate forecasts; Why organisations make..."
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"... you do have a pretty good chance of hitting the target! In 2015 they went for 5% which was pretty close to the 4% reality. - The Council of Mortgage Lenders - Like the Halifax and the Nationwide the CML has a close grip on the number of new mortgage applications being received across..."
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"... a hidden agenda. The Nationwide, Halifax, Council of Mortgage Lenders and other lenders want to be positive so people will borrow and they will profit. Even RICS could be accused of this. The more transactions there are in a market, the more work there is for their members. Alternatively..."
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Chapter 17: The Property Buying Process in Theory
"... lender has a different set of things that they want to know. These requirements are collated by The Council of Mortgage Lenders. The result is the CLM Handbook and every solicitor has access to a copy. When your solicitor knows who you are going to be borrowing from they open up the handbook and see what they need to find..."
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CLM
CLM Handbook
Council of Mortgage Lenders
Author of How to Really Buy a Property

I'm Tim Hill, Author of How to Really Buy a Property. I'm a property buyer, seller, landlord, tenant and I've been an agent in hundreds of transactions. I own a property portfolio across Europe but that doesn't mean I think you should to!

This book is my collective knowledge and experience that I have gained working within the property market of England and Wales for over a decade. I've written it so that you can benefit from what I have learnt whether you are a first time buyer or a budding buy-to-let investor.

There are no gimmicks here and no get rich quick schemes - just practical no nonsense advice so you can buy the property you want at the best price with the least stress.

Download the Free Preview copy right now. I won't be asking for your email so I can bombard your inbox with 'special offers' and 'discounts' because I know most people who read the Free Preview buy the full copy. See for yourself!