A financial advisor is a person who can help you find the best mortgage deal on the market for your purchase. A financial advisor who works for a particular bank or lender will only offer you products from that bank or lender. An Independent Financial Advisor (IFA) will be able to offer you mortgages from a range (but not necessarily all)_of banks or lenders.
Note that financial advisors do not need any qualifications and they are only loosely regulated so their quality varies substantially.
Different advisors also have different offers, even from the same bank, so you should aim to meet with as many advisors as you do estate agents.
I'm Tim Hill, Author of How to Really Buy a Property. I'm a property buyer, seller, landlord, tenant and I've been an agent in hundreds of transactions. I own a property portfolio across Europe but that doesn't mean I think you should to!
This book is my collective knowledge and experience that I have gained working within the property market of England and Wales for over a decade. I've written it so that you can benefit from what I have learnt whether you are a first time buyer or a budding buy-to-let investor.
There are no gimmicks here and no get rich quick schemes - just practical no nonsense advice so you can buy the property you want at the best price with the least stress.
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