What does 'Mouse Holder' mean when buying a property?

Find out what Mouse Holder means when you are buying a property. 'What does Mouse Holder mean?' plus over 150 other property related terms and jargon in plain English

Mouse Holder

A person who lives in a town or city and buys a property to rent out in another town or city is known as a Mouse Holder.

This is a route sometimes followed by people who cannot afford to buy a property for themselves in the location that they live so they buy something somewhere else more affordable, rent it out and wait for the value to rise.

They then use this equity (either by selling or re-mortgaging the property) to raise the funds needed for a deposit on a home where they currently live.

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How to Really Buy a Property

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Chapter 9: Getting on the Property Ladder

"... idea is slowly beginning to catch on with people not only starting to buy rental investments elsewhere in the city they live in but also in other cities where prices are expected to increase more rapidly such as Manchester and Birmingham. Those who pursue the 'out of their own city' option have become known as mouse holders. This is something to do with the way City Mice become Country Mice,..."

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Mouse Holder

What's in the 2022 edition .....

Why buying property is right for some and wrong for others;
The state of the market today;
What Brexit and Covid 19 means to the future of UK property;
How the media have become unreliable indicators of the market;
Who makes good quality predictions for the property market (and who doesn't);
How the market works over the short term and the long term;
The difference between property bubbles and property booms;
Why it can be a good idea to buy when prices are falling;
The principles of buying a property to let and what the text books don't tell you;
Ways to get on the property ladder when it looks impossible;
How professional buyers and investors work with estate agents to get better deals;
Why you should see as many Financial Advisors as possible;
What to do before you start viewing so you don't lose your dream home;
Who the surveyor, solicitor and estate agent are really working for;
How to make an offer to get things your way;
Who to trust and who, with the best intentions, may be misleading you;
Why you should work to minimise the time between offer agreed and exchange;
Making sense of a property survey including:
- What type of survey to get and why structural surveys can be money wasted;
- Why surveyors should never estimate the cost of works;
- When rising damp, penetrating damp, subsidence, cracking, sagging roofs, bulging walls and all the other frightening things in a surveyor's report might be serious, and when they are not;
- Why asking the vendor to carry out work is not always a good idea.
Step by step guides explaining what should be happening, what can happen, and how to solve mole hills before they become mountains;
Over 140 terms in an easy to use glossary so the jargon of the property industry can be understood;
20 true stories of successes, and disasters, that real people experienced when buying a property.

.... and what's not in the book ...

Continuous commentary banging on about how great property is and that it is the only place to put your money!
Recommending businesses that I get kickbacks from.
Rewording and republishing what is available freely from most websites anyway.
Endless tales of how easy it is to buy property and profit.
Attempts to sell you some course or other product.
Blank pages and spaced out text to make the book seem bigger.